PRIVACY POLICY PDF Print E-mail

At Home State Bank, our mission is to meet the desires of our customers. As financial service professionals entrusted with sensitive financial information, we respect the privacy of our customers and are committed to treating customer information responsibly. Our Customer Information Privacy Principles serve as standards for all Home State Bank employees for collection, use, retention, and security of individual customer information.

 We recognize your right to privacy at Home State Bank and can assure you that we will maintain standards to ensure that your information is kept private and secure at all times.

Information about consumers is accumulated from a variety of source. Some information is provided to Home State Bank directly by customers themselves. Other data is developed by Home State Bank as a function of providing a product or service to a customer. Still other information is obtained from outside sources. We will limit the use and collection of information about our customers to 1) that which is necessary to administer our business, provide quality service, and offer opportunities that we think will be of interest to customers and 2) that which is required by Federal and State Laws and Regulations. This means that we will use information to help us identify and mitigate potential risks or loss to Home State Bank. We will use information only in accordance with the principles set out in the policy.

As a financial institution we continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will promptly investigate your concerns and correct any inaccuracies.

At Home State Bank, employee access to personally indentifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on these Privacy Principles. Because of the importance of these issues, all Home State Bank employees are responsible for maintaining the confidentiality of customer information and employees who violate these Privacy principles will be subject to disciplinary measures.

We are committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We maintain and grant access to customer information only in accordance with our internat security standards.

Home State Bank does not reveal specific information about your accounts or other personally identifiable data to parties outside our bank for their independent use unless 1) you request or authorize it; 2) the information is provided to help complete a transaction initiated by you; 3) the information is provided to a reputable credit bureau or similar information reporting agency; or 4) the disclosure otherwise is lawfully permitted or required. We do not provide account or personal information to companies for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies.

When we conduct business with third parties, we require our vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them.

Home State Bank recognizes and respects the privacy expectations of our customers. We want our customers to understand our commitment to privacy in our use of customer information. As a result of our commitment, we have developed these Privacy Principles which are made readily available to our customers. Customers who have questions about these Privacy Principles or have a question about the privacy of their customer information should call 402-234-2155 or E-mail us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

 
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